SHOPPING SUPER MALL: August 2009

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STOCK SECURED LOANS

NO Credit Report * NO Income Verification * NO Employment Verification

AVAILABLE IN ALL 50 STATES - NATIONWIDE & INTERNATIONALLY

Florida Mortgage Corporation offers a NO DOC securities based loan that allows you to borrow up to 80% of your Stock portfolio value at unbelievable FIXED interest rates from 3%. Purchasing a home, land, refinance, etc. The loans are non-recourse, and you can use the cash for any purpose. In today's tightening credit markets, Securities Based Lending offers a funding option that may be worth exploring. Ask for a FREE Custom Quote - NO obligation.

If you OWN any securities such as stocks, bonds, mutual funds that are publicly traded, you may be eligible for a Stock Loan. U.S. or Foreign Stock Exchanges.

In a volatile market like we are all experiencing today, a stock loan allows you, the borrower, the flexibility of letting your stock/mutual fund portfolio work for you. The borrower gets to benefit in the event of a market downturn, yet still retain upside potential should the price per share increase during the term of the loan. If the price of the stock significantly decreases, you can walk away from the loan, and if the stock increases, you can pay off the loan and keep the upside.

A credit report is NOT required, and NO income or employment verification is done. You can get your cash in as little as 7 days. It's a quick and easy process! Just one simple phone call or application and you'll receive the terms for your loan quickly.

Borrower retains all market appreciation opportunity and receives the benefit of any dividend or interest that the securities generate.

Increase your borrowing power without liquidating investments by pledging eligible securities in your portfolio to secure financing to buy a home, refinance, or for any other purpose. Using securities as collateral makes sense, especially if you need to borrow more than a lender is willing to provide or if you want to avoid selling off personal assets.

ASK FOR A "FREE" CUSTOM QUOTE - NO OBLIGATION (PDF Form)

This is a Non-Recourse Loan – A Stock Loan with NO personal liability. A non-recourse loan is secured by some form of collateral, your securities. If there is a default, the borrower keeps the loan proceeds and the lender only claims the collateral. The borrower's liability is limited to the collateral pledged for the loan. The lender has no right to proceed against the borrower for any deficiency whatsoever.

As a Non-recourse loan, there is never any effect on your credit record either in default. No hoops to jump through, no heavy paperwork, no fine print. Just your stocks acting as collateral for your loan.

Broad Eligibility. We accept all forms of free-trading (and some restricted) stock and stock options, on both U.S. and Foreign Stock exchanges. UK, Canada, European, etc..

The word "loan" is typically synonymous with debt. This type of financing differs from other methods as it alleviates the risks associated with traditional lending. As well as personal liability associated with debt. In fact, the borrower has the right to walk away from the loan, can you really call this debt?

You can extract value from your shares today without selling. You keep the future capital appreciation, minimize taxes, and (where applicable) avoid margin calls if the stock goes down during the term of the loan.

Through our global network of financial institutions, we access below market, fixed-rate interest loans which facilitates our clients' ability to access capital in a tax-free and private transaction without having to sell stock into the market.

A stock loan is the lending of funds collateralized by shares of a publicly traded stock that you OWN, domestic or foreign. It gives the borrower access to the liquidity of the assets without actually selling the stock. The term of the loan is typically three to ten years and the shares are returned upon repayment of the loan.

AVAILABLE IN ALL 50 STATES - NATIONWIDE & INTERNATIONALLY

Inexpensive: Below market, "interest only" payments (From 3 % FIXED Interest Rate)

Eligible: Stocks, bonds, mutual funds, etc.....

USA Stock Exchanges and Foreign Stock Exchanges (International)

Flexible Lending Terms: Loan terms of 3, 5, 7, or 10 years (Up to 80% LTV)

Non-Recourse: Never at risk for more than the pledged assets

Use of Funds: Virtually no restrictions on loan proceeds or use

Simple: NO Credit Report * NO Income Verification * NO Employment Verification

Quick: Loan closings typically within a week

Loan Amounts: From $50,000 to $20 million

Upside: Borrower can benefit from asset appreciation, dividends, etc.

NOT reported to credit bureaus